Flexible Lease-to-Own Solutions


Who is FlexShopper?

FlexShopper is an industry leader in lease-to-own¹ payment solutions. We help customers short on cash and credit to get the products they need. Our payment solutions enable retailers to expand their reach to new customers without competing with their normal customer base, ultimately increasing and saving sales that would have previously been lost.

Why Partner with FlexShopper?

     • Incremental revenue
     • Reach new customers
     • More approvals

Why Partner with FlexShopper?

     • They take home their products today and pay over time
     • Flexibility between weekly, bi-weekly or monthly payments
     • Customers own their products in 12 months or less
     • Bad credit ok², quick and easy application
     • Instant spending limit up to $3,000
     • They can save on early payoff options


We offer flexible payment options and early pay off options that help customers save: 

     • 52 easy weekly payments
     • Payment cycles may be changed from weekly to bi-weekly or monthly
     • 90 days same as cash price³
     • Savings with early pay off after 90 days but before 12 months

  1. On this site, we use the terms “lease,” “lease agreement,” “rental-purchase agreement” and “agreement” the same. (We usually use the term “Lease.”) Under your Lease, you can: (a) make 52 weekly payments or exercise an Early Purchase Option to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. 
  2. Good credit is not necessary but not everyone with bad credit is approved. Our goal is to help consumers with bad credit get goods they want through a Lease.
  3. You will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment

For more information


(877) 513-3539





TD Bank is not responsible for products or services offered by third parties and provides such information solely for your convenience.

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