Welcome to TD Complete

Seamless Multi‑Lender Application & Sales Processing Platform

TD Complete delivers a convenient end-to-end credit application, processing and settlement platform seamlessly connecting you with multiple participating providers, helping approve more customers, increase your sales and gain efficiency — all with no integration or costs.

Hosted by Versatile Credit*

Simple to use

No integration required — simple URL access to the TD Complete Platform.

No cost to you

Enroll today and get TD Complete technology free for your business.

Approve more customers

One application flows through multiple providers, including no credit required providers.

Smoother sales flow

Your associates can close sales without ever leaving the TD Complete Platform.

TD Complete unifies all 3 facets of consumer financing


Waterfall Credit Application

Maximize approvals through a single cascading application platform

Primary Lender


Approved Customers**

2nd Look Providers

Approved Customers**

No Credit Required Provider

Acceptance Now™

Approved Customers**


Sales & Settlement

Process all sales & submit funding to all providers within the TD Complete platform


Consolidated Reporting

Sales across all providers can be viewed in one convenient dashboard

TD Complete™ Consumer Financing Platform


Find the providers that are right for your business. View their company overview, pricing, and more.

Primary Lender


TD Bank, America‘s Most Convenient Bank®, is one of the 10 largest banks in North America. Our business is built on delivering legendary customer experiences that are unique, convenient and hassle-free.

TD is a leading Retail Private Label Sales Financing provider across multiple verticals.

2nd Look Providers

No Credit Required Provider

*Subject to lender approval. Merchant financing costs may apply. Versatile and each participating lender is responsible for its participation in the TD Complete program. Your agreement with them will govern the parties’ respective rights and obligations. TD Bank, its subsidiaries and affiliates, shall not be responsible for the acts or omissions of Versatile or the other participating lenders.

**Graphics for illustrative purposes only. Numbers are approximate. Results may vary.