This Privacy Statement is designed to tell you about Versatile Credit, Inc. (“Versatile”, “We”, or “Us”) practices regarding collection, use, and disclosure of information related to your use of websites, mobile applications and other electronic services that link to this Privacy Statement (collectively the “Service”). Please be sure to read this entire Privacy Statement before using the Service.
By registering for or otherwise using the Service, you agree to the terms of this Privacy Statement. Specifically, you authorize the collection, processing, retention, and disclosure of Information about You by Versatile and its affiliates, business partners, and service providers for the purposes described in this Privacy Statement or as described to you during your interactions with the Service. For example, We might clarify our practices when you register or when you use the Service, or one of its functions, for the first time.
Effective Date and Changes to this Privacy Statement
This Privacy Statement is updated as of June 25, 2019. We reserve the right to update this Privacy Statement. If We update this Privacy Statement, We will use reasonable electronic efforts to advise you of the change, which may include posting a notice of the change in the Service, or we may send you an electronic notification of the change. If We electronically notify you by an electronic communication, We will provide these electronic messages to your last known or provided electronic communication address (which may be for example, a text message address, Twitter user name, Facebook address or other site address). You are responsible to review communications we send to those addresses, to authorize communications from us, and to keep those addresses up to date. Use of the Service after our notice of a change in the Privacy Statement is acceptance of the terms and changes in the updated Privacy Statement, which shall, unless expressly prohibited by applicable law (or unless expressly stated in such changed Privacy Statement), be effective from the inception of your use of the Service.
Information about You
We, business partners, and service providers, use the Information about You to support your use of the Service. Information about You includes direct identifiers-such as your name, user name or number, and contact information-and other information associated with the direct identifiers-such as account information. If We remove direct identifiers about you, such information is no longer considered Information about You and is not subject to this Privacy Statement. Information about You is collected through a variety of sources, including directly from you, through your interaction with the Service, and from the other persons who may provide Information about You through the Service. Many functions of the Service involve you directly submitting information (such as by subscribing to one of our services) so you may benefit from features or participate in activities using the Service. For example, We collect or derive Information about You through the Service when you respond to questions and images to derive your personality profile.
Uses of Information About You
We, along with our affiliates, business partners, and service providers, use the information about you to provide or promote our products and services, to fulfill your information requests, and contact you as you have requested. Except as otherwise stated, we may also use information about you to improve our programs or the content of our Service, and for our analysis. In cases where We remove the elements of your information that could identify you, We may use and disclose the resulting “de-identified” information without restrictions. For example, We may create de-identified, statistical, and aggregate data results for research purposes and for reporting to other organizations. This data reported will not contain personal identifiers and will not identify individuals.
Exchanging information with Other Parties
We may share information with the following parties for the following purposes:
- To our third-party service providers, and business partners who assist Us in managing, administering or delivering the Service, We may provide Information about You and your use of the Service.
- In connection with the sale, assignment, or other transfer of our business or of the Service, We may transfer the Information about You, in which case any such buyer or acquiring party would be subject to the terms and conditions of this Privacy Statement.
- To respond to law enforcement requests or where required by applicable laws, court orders, or government regulations, We may transfer information about you to other parties for legal purposes.
- We may also provide Information about You and your use of the Service to others or for other purposes if you authorize Us to do so. For example, We may offer specific functions associated to specific sponsors or other business partners, for which more Information about You may be exchanged. In such a case, We would inform you generally about the nature of the information being provided and receive your acceptance (which may be by selecting a button or engaging in other electronic actions that signifies your acceptance) before We exchange additional Information about You. We might directly ask you, or We might be able to rely on settings you have made to your account profile, to authorize an information disclosure.
Managing Information about You
To keep the information that you provide via this Service accurate, current, and complete, please contact Us as specified below and We will take appropriate steps to update or correct such information in our possession, or to make changes to the Information about You so that we no longer contact you for certain purposes.
Communicating with You
We may communicate with you through electronic communications and through the Service, such as through the use of notifications and alerts. You may manage certain other ways in which We communicate with you. For example, you may subscribe or unsubscribe to certain electronic communications from Us, such as for notifications and marketing. You may not unsubscribe from administrative Service and electronic messages that We may send, such as to alert you of changes in our Privacy Statement or Terms of Service.
Links to Other Services
The Service may provide hyperlinks and references to other websites, or allow you to connect your information on this Service to such sites. Our Privacy Statement does not apply to those websites, and we are not responsible for the content or function of those websites. We encourage you to become familiar with the privacy practices of the other websites that you use.
We take reasonable steps to protect Information about You in our possession and control, and to protect the information from loss, misuse, and unauthorized access, disclosure, or alteration.
We are happy to hear from you. If you have any questions about this Privacy Statement or the practices of the Service, you may contact: firstname.lastname@example.org
Versatile Credit, Inc.
4900 Ritter Road
Mechanicsburg, PA 17055
Technology Logging, Cookies, and Related Techniques
Information about Children
The Service is not intended for use by persons under the age of 13.
Rights under Laws
You may have additional rights under state law to access certain information; for example California residents may have rights under California Code Section 1798.83. We honor those rights.
Location of Processing
Versatile is a United States of America business with its core operations in the United States. Information about You may be processed by Us, our affiliates, business partners, or service providers in the United States and elsewhere in the world where privacy rules may differ from those of the country in which you reside.